Kevin and Diane's Real Estate Blog

Paseo One Development – Update on the Space Usage

Carmel Valley, SD – Update on the Paseo One development on the corner of Del Mar Heights Road and El Camino Real. The development plans have been scaled down with more open and community spaces being added. Check out this short UT-SD article describing the changes.   — Kevin P. Cummins, J.D., SFR partners financial habits […]

Carmel Valley, San Diego – A Hub of Biotech Business Ventures

People move to Carmel Valley, San Diego for a variety of reasons: High-performing public and private schools, great neighborhoods and housing options, plentiful shopping centers with convenient access to grocery, specialty shops & movie theaters and entertainment, as well as easy access to local freeways and world-class beaches at Del Mar and Torrey Pines. Another reason why Carmel Valley is a popular place […]

Short Sales Are Changing as of 12/31/2012 – Short Sale Sellers May Soon Get a Tax Bill

Complete a Short Sale and receive a tax bill? This may soon be reality. A home owner who sells their home as a short sale may receive a tax bill from the IRS and from the state taxing authority starting in 2013. This is because federal and state laws suspending these rules are set to […]

Cambria, Carmel Valley, San Diego

What’s happening in the Cambria townhome-condo complex is Carmel Valley these days? First, the basics: Cambria is a townhome-condominium complex located on Tiverton Road in Carmel Valley, San Diego. It is situated just north of Del Mar Heights Road, just west of El Camino Real, and sandwiched between Quarter Mile Drive and Half Mile Drive. […]

Pacific Highlands Ranch Facilities Plan Finally About to Go Before the City Council for Approval

In case you missed it… According to a recent article in the Carmel Valley News, the long-awaited update to the Pacific Highlands Ranch Public Facilities Financing Plan (that’s a mouth-full) is ready to be sent to the City Council for approval. no hassle same day payday loans Development is approaching 1,900 homes which is a […]

“Option Areas” for Del Mar Union Schools?

The Del Mar Union school district is considering allowing families to choose between 2 schools instead of being assigned only 1 school based on the location of the family’s residence.  A school board committee laid out the proposed plan at a recent meeting and solicited comments from the public. It’s an interesting plan that adds […]

Automatic Garage Door Maintenance

If you have a garage attached to your San Diego home, chances are, it has an automatic door opener like ours in our own home. And if you go in and out of your garage 3 times a day, that means your door opener will operate 2,184 per year.  That’s a lot of openings and […]

International Home Buyers Can Get Mortgages in US Too!

Living and working as REALTORs in San Diego, we meet a lot of non-US citizens who are here visiting family, working in the military community, working temporarily or just haven’t completed their US citizenship process.  Many of them are interested in purchasing homes in San Diego and ask about access to loan programs for foreign […]

Short Sales Are Much Easier in CA Than They Were Since New Law Was Passed in 2011

That’s right. In 2011, the California legislature passed SB 458 that the Governor signed, which removes almost ALL liability for the unpaid principal mortgage amount that results from a short sale, called a “deficiency judgment”. Before the law was passed, short sale sellers in California who sold their home for less than was owed on […]

Repost – 5 Carmel Valley Stories to Watch in 2012

Happy New Year!  Here is a great story to start out this year.  It is a repost from a Carmel Valley News story in the January 5, 2012 edition.  Happy reading.  I am looking forward to staying connected here throughout the year. Check out the story here and keep an eye on these stories in […]